Products & Services

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Hard Money Lending

Hard money loans are short-term, asset-based loans that are secured primarily by the value of real estate rather than the borrower’s credit history or income.

They’re often used by real estate investors, house flippers, developers, or people who need quick funding when traditional banks won’t approve them.

Key traits of hard money loans:

• Collateral-focused – The property being purchased (or another real estate asset) is the main factor in approval.
• Short terms – Usually 6–12 months.
• Fast funding – Approvals within 72 hours and can close in as few as 7 days.
• Streamlined Application process - no lengthy credit checks or income verification processes. 
• Instant proof of funds letter

Transactional Lending

Transactional lenders are short-term, specialized financiers who provide funds for a single, quick transaction, usually for just a few hours or days. They are designed to help real estate investors purchase properties without tying up their own capital. 

These loans are primarily used in double or simultaneous closings, where an investor acquires a property and resells it (often within the same day) to an end buyer. 

How it works:

1. You have a profitable deal lined up but need cash to close it before you can resell or refinance.
2. The transactional lender fronts the money so you can complete the initial purchase.
3. You repay them right after you flip or fund the deal.